par onchop.co.uk | Nov 4, 2025 | Onchop24TV
The Forgotten Power . For years, we’ve been conditioned to believe that success is the unique sum of our efforts, our intelligence, our strategy, and our ability to learn. This purely rational and materialistic vision is what exhausts people and often leads to mediocrity or burnout. But what if the true formula for success relies on an ingredient that has been too often dismissed or misunderstood: faith?
This revelation goes against everything you’ve been taught. It doesn’t speak of religion, but of an intimate force that has the power to transform your life. We will explore how this living relationship with the Divine, far from being a crutch for the weak, is the secret weapon of truly successful individuals, and how it is scientifically validated by modern neurosciences. Prepare to reconsider the source of your true power.
The Essential Distinction: Faith vs. Religion
It is crucial to resolve a major confusion that prevents many people from accessing this force. Religion and faith are often mistaken for one another, yet they represent totally different realities.
- Religion is a System: It is the human infrastructure of the spiritual. It constructs buildings, hierarchies, codified rituals, and sometimes rigid interpretations. It is man attempting to organize, control, and institutionalize the Divine. Religion is merely a vehicle.
- Faith is an Experience: It is a direct and personal experience. It is the moment you recognize in your heart and intellect that a Superior Power governs the universe. Faith is not a set of rules; it is an intimate, daily, and personal relationship with the Creator.
Religion gives you rules; faith gives you a relationship.
The 4 Pillars of a Concrete Relationship with the Divine
Having a relationship with God (where « God » can be interpreted as « The Law » or the superior order of the universe) is not an abstract concept; it is a daily practice that transforms existence.
1. Permanent Awareness of His Presence
- Living without being alone: Every decision, every thought, every action is done in the knowledge that there is a Superior Witness who sees all, understands all, and loves you unconditionally. You no longer bear the weight of existence alone.
2. Establishing a Constant Dialogue
- Praying in the ordinary: You don’t just speak to God in moments of crisis. The dialogue is constant: thanking for morning coffee, asking for advice before meetings, sharing joys and worries. It’s an ongoing conversation.
3. The Art of Recognizing the Answers
- Subtle listening: God doesn’t speak with an audible voice. The answers manifest through circumstances, encounters, opportunities, or even obstacles. They take the form of clear intuitions, doors opening or closing. Refining this listening allows you to navigate life with astonishing precision.
4. Accepting a Higher Plan
- Submitting desires through intelligence: This is not resignation, but strategic intelligence. You submit your desires to the Divine Will, recognizing that God’s perspectives are infinitely vaster than yours, often limited by fears and short-term calculations.
Scientific Validation: Faith and Neuroscience
This is no longer just a matter of personal conviction. Modern neurosciences provide staggering data on what happens in the brains of people who practice faith.
- The Colossal Duke University Study: Harold Koenig, Director of the Center of Spirituality, Theology and Health, analyzed over 3000 studies across 30 years. His conclusions are resounding:
- Practicing believers show 40% less depression.
- They have 50% less anxiety.
- Their post-traumatic recovery is three times faster.
- Dr. Andrew Newberg’s Brain Imaging: Observing the brains of practitioners in deep prayer, researchers noted:
- The prefrontal cortex (the decision-making area) becomes hyperactive, leading to cognitive optimization.
- Cortisol levels (the stress hormone) remain stable, even in critical situations. Faith naturally regulates the nervous system because the individual no longer bears the weight of their choices alone.
In short, regular prayer and faith literally develop your intelligence and make you more resilient to stress.
The Revolutionary Concept of Ligbodeh Dout: Above Reason
Stemming from Jewish wisdom, this concept is the antithesis of the obsessive control that characterizes our modern society.
- Ligbodeh Dout: This Hebrew term literally means « above reason ». It is the spiritual art of transcending the limitations of your intellect to connect with a higher wisdom.
- The Practice: It often involves isolating oneself in nature (forest, beach, park), turning off all connections, and having an honest and intimate conversation with the Creator.
- Strategic Surrender: Faced with a situation that overwhelms you, instead of mentally exhausting yourself trying to find a solution, you acknowledge: « God, this situation is beyond me. I place my trust in You, and I will act according to Your inspiration. »
This is not passivity; it is strategic intelligence. Your action becomes guided by superior intuition. The Baal Shem Tov taught that it is when you surrender the need to understand that you open the door to miracles your mind could never have conceived. You thus release phenomenal energy by stopping its waste on trying to control everything.
Inspiring Examples: When Faith Redefines Success
History is full of examples of exceptional success that cannot be explained by talent or hard work alone, but by this deep connection.
- Eric Liddell (1924 Olympics): A 100m specialist, his faith forbade him to run on Sunday (the day of the qualifiers), so he switched to the 400m, a distance he didn’t master. He became a gold medalist and world record holder. His statement? « I felt that God was running with me. My speed didn’t come from my legs, but from my faith. »
- Chance the Rapper: He systematically refuses major record labels to maintain creative control and « honor God in his music, » a decision considered career suicide in the industry. He became the first independent artist to win a Grammy. His secret: every song is written in prayer.
- Forest Whitaker: In the shark tank of Hollywood, he starts every day by connecting to the Divine, not for success, but to align with his spiritual mission. The result: over 40 years of career without scandal, astonishing stability in the industry, and enviable daily well-being.
These journeys illustrate that faith provides an indestructible « why » that makes failure a redirection rather than a reason to collapse.
Action Plan: 4 Keys to Developing Your Divine Connection
You can start implementing this human performance system today.
1. The Morning Connection (Minimum 10 Minutes)
- The first gift of the day: Offer the first 10 minutes of your day to God before anything else.
- The three actions: Give thanks for your health. Give thanks for three specific things from the day before. Commit your day to Him and ask for His guidance. This practice recalibrates your mental state for the next 24 hours.
2. Divine Consultation
- The two strategic questions: Faced with an important decision, ask yourself: « How can this decision honor God? » and « What would best serve His plan? »
- Listening to intuition: Good intuition is a calm, clear voice that often comes in silence, far from mental noise.
3. Spiritual Study
- Take 15 minutes to study sacred texts (Bible, Torah, Quran, Bhagavad-Gita) or writings of spiritual sages. The goal is not to become a theologian, but to nourish the connection and elevate your consciousness.
4. Active Gratitude
- Keeping the channel open: Thank God throughout the day for small synchronicity, a good idea, a red light that may have saved you from an accident, or a pleasant encounter. This active gratitude keeps the spiritual channel completely open.
The Believer’s Track Record: Why Spiritual Momentum is the Key to the Long Term
The benefits of faith are not limited to personal development; they translate into impressive life statistics.
- Leadership: In the US, 87% of Fortune 500 CEOs identify as practicing believers.
- Health: Believers show 60% fewer cardiovascular diseases and have an increased life expectancy of 7 to 14 years.
- Relationship Stability: Marriages founded on shared faith last an average of 23 years longer.
- Wealth: Contrary to cliché, believers accumulate more wealth in the long run thanks to a healthy relationship with money and much more reasoned (less impulsive) decisions.
Faith shifts you from:
- I am solely responsible . I am co-creator with God.
- I must prove my worth . I am loved unconditionally.
- Life is a struggle . Life is a mission.
- I control or I fail . I do my part, God does His.
What we share here is a human performance system based on millennia of wisdom and validated by science.
Conclusion: Humility Before the Infinite
The difference between those who exhaust themselves in the pursuit of success and those who achieve it with ease is not talent or intelligence. It is this connection with something greater than themselves.
When you understand that you are not alone, everything changes: your fears diminish, your audacity increases, your vision broadens, and your perseverance becomes unalterable.
God is not waiting for you to be perfect. He is just waiting for you to open the door to your heart. Faith is not a crutch for the weak, but the secret weapon of those who have understood that true power comes from humility before the Infinite.
Are you ready to take this leap of faith? Are you ready to discover what your life becomes when you stop carrying everything alone? Start with a simple prayer, an honest conversation, and a moment in nature. You will discover that your prayers are never left unanswered.
The question is not whether God exists. The question is whether you will trust Him and let Him into your life.
par onchop.co.uk | Nov 3, 2025 | Onchop24TV
The Morning Prayer with Psalm 27 . Every dawn brings its share of promises, but also its procession of uncertainties. We often rise with an invisible pressure, a silent anxiety that settles in even before the day truly begins. Fatigue lingers, worries pile up, and we carry alone a burden that is not meant for us. If you are reading these lines, it is no accident. It is the echo of a divine call: an invitation to a deep encounter with the Father’s heart, far beyond a simple religious routine.
The morning prayer is not a ritual we tick off; it is an act of spiritual warfare and a declaration of dependence. It is where we choose, before even looking at the world, to entirely commit our day into God’s hands. We lay our burdens, anxieties, projects, and fears at the feet of the One who controls everything. This simple choice, made in the early hours, has the power to change the course of our lives.
️ Psalm 27: A Declaration of Faith and Power
Psalm 27 is the backbone of this spiritual journey. It is not just a biblical text; it is a declaration of power, faith, and courage in the face of life’s battles. Written by King David, a man often pursued, in a time of war and uncertainty, this psalm resonates with unshakable assurance: God is our refuge.
The Secret of the Divine Shelter
David did not place his trust in circumstances or the strength of his army, but in the presence of God. In verse 5, he proclaims this eternal truth:
« For in the day of trouble He will keep me safe in His dwelling; He will hide me in the shelter of His sacred tent and set me high upon a rock. » (Psalm 27:5)
What a promise! No matter what awaits us, God has already prepared a place of spiritual refuge, a hiding place where evil cannot reach us. It is this truth that must accompany us from the moment we wake up. Our refuge is not a physical place, but the active presence of God in our daily lives. Committing your day to God means choosing to dwell under this heavenly covering.
⚔️ Prayer: A Spiritual Weapon to Overcome Anxiety
The world begins its day in hustle, social media, worries, and deadlines. We are constantly bombarded with information that seeks to divert our gaze and sow doubt. The morning prayer is our way of choosing another path: that of divine connection.
Fixing Our Eyes on Jesus
The story of Peter walking on water is a perfect illustration of our daily walk. As long as his eyes were fixed on Jesus, he walked miraculously. It was only by turning his gaze toward the storm that he began to sink. Isn’t this what happens to us? We start with faith, but the negative news, the responsibilities, or the doubt make us look down, and we begin to drown.
Today, by anchoring ourselves in Psalm 27, we choose to keep our eyes fixed on the One who can calm all storms. Even in dead-end situations, like Jonah in the belly of the great fish, our prayer ascends to heaven and finds a listening ear. Prayer is not a mere recitation; it is an invisible shield that invites heaven to walk before us.
Transforming the Atmosphere
In prayer, we do more than ask; we proclaim eternal truths. We declare that our life is in the Father’s hands, not chance or circumstances.
« By opening your mouth, you shape your atmosphere, and what you declare in agreement with God’s word becomes reality in the visible world. »
The morning prayer causes invisible walls to fall and mental chains to break. Change begins internally, in our attitude of faith and trust, before manifesting externally.
Seek the Face of God Before the Solution
King David, in his pursuit, understood the absolute priority: presence before performance.
« My heart says of you, ‘Seek His face!’ Your face, LORD, I will seek. » (Psalm 27:8)
This morning, the same invitation rings true: seek the face of God before seeking the solution. Seek His presence before seeking performance. We don’t need to master everything if we walk with the One who masters everything. God’s gaze is on those who kneel before acting, those who listen before speaking, those who trust before fighting.
The Power of Obedience
Take the example of Abraham. He did not have all the answers before leaving for the unknown. He left out of simple obedience and faith. Our act of committing our day to God may seem simple, but in the spiritual realm, it is an act that causes the darkness to tremble. It is a proclamation that our day is under divine authority, that we are covered, protected, and guided.
The analogy of the Shunammite woman is also powerful. She simply created a space for the presence of the man of God. This act of generosity and recognition opened the door to an unexpected promise. By choosing morning prayer, we create that space by saying: « Lord, enter. Take the first place, direct my steps. »
We cannot control the actions of others, but we can choose to react with confidence, knowing that the one walking before us is the same God who parted the sea, brought down the walls of Jericho, and fed Elijah. ****
Revelation in Silence and Solitude
Even in moments of apparent solitude, God is working behind the scenes. Apostle John, isolated and exiled on the Isle of Patmos, received the greatest heavenly revelations. It was not in glory or the crowd, but in solitude that God revealed deep things.
If you feel set aside or misunderstood, remember that God chooses hidden places to manifest Himself. Just because the solution is not visible does not mean it is not on its way. It is often in silence that the greatest victories are built.
The Example of Jesus
Even Jesus, the Son of God, retreated to prayer before every miracle, before the cross, before calling His disciples. His example shows us that powerful action is always preceded by a moment of intimate connection with the Father.
We do not need to understand God’s entire strategy, but simply to trust Him for today. A red light, a received message, a silence: everything can be a protection, an answer, or a preparation from Him. Nothing escapes His sight.
️ Declarations and Prayer: Shaping Our Day
Morning prayer is a time of confession and proclamation. It is the place where we align our hearts and our words with God’s will.
A Grateful and Surrendered Heart
We bow with a grateful heart for the breath of life and God’s faithfulness. We put Him first: « You are my strength, my dwelling place, my rock. »
Following the example of Psalm 27:6: « Then my head will be held high above the enemies who surround me; at His sacred tent I will sacrifice with shouts of joy; I will sing and make music to the LORD. »
We surrender everything: thoughts, emotions, plans, worries, relationships, finances, health. We acknowledge that God sees, hears, and discerns what we cannot perceive. Our fervent desire, like David’s (Psalm 27:4), is to dwell in the house of the LORD all the days of our life.
Proclaiming Divine Authority
We reject fear, stress, and anxiety, and choose trust, faith, and peace. We declare ourselves guided and protected by the Holy Spirit.
The example of the prophet Jeremiah reminds us to stand firm, even in chaos and injustice. Our choice is not to react by the flesh, but by the Spirit, asking for wisdom, right words, and attitudes aligned with God’s heart.
We pray for the protection of our home and loved ones, relying on verses like Psalm 32:7: « You are my hiding place; you will protect me from trouble and surround me with songs of deliverance. »
The Faith That Overcomes the Wilderness
Even if we are going through a wilderness (emotional, financial, relational), we cling to the One who causes water to spring up in dry places. The word given to Joshua becomes ours: « Be strong and courageous, because I will be with you wherever you go. »
Our faith is not based on what we see or feel, but on who God is: good, faithful, and trustworthy.
️ Being Aware of His Presence and Renewing Our Mind
Spending the day on autopilot makes us lose the significance of every hour. Prayer reminds us to be aware of God’s presence at every moment, sensitive to His voice, attentive to His movements.
The Renewal of the Spirit
It is crucial to pray for the purification of our thoughts, removing everything toxic and deceitful. We want every thought to pass through the filter of His wisdom.
Drawing inspiration from Romans 12:2: « Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God’s will is. »
We also pray for a renewed heart: healed of wounds, rid of resentment, warmed to love, and filled with divine passion. A heart capable of forgiving and living in the inner freedom that only God’s love can offer.
An Ambassador of Grace
By asking to be filled with the Holy Spirit, we seek to reflect the character of God—His love, His light, His peace.
We ask God to prepare the ground: close doors that are not from Him, open those aligned with His plan, cancel the traps and attacks of the enemy. We are under the protection of the Most High, covered by the blood of Jesus and guarded by angels.
This assurance allows us to proclaim, like David: « Though an army besiege me, my heart will not fear; though war break out against me, even then I will be confident. » (Psalm 27:3).
The Prophetic Word: The Promise of Breakthrough
After surrendering our day and renewing our commitment, comes the moment to receive the prophetic word. This is for those who have persevered and whose hearts are ready. It is a fire, a restoration, a heavenly promise based on Psalm 27.
Declaration of Victory
God promises to lift us above everything that seeks to bring us down. Our head is lifted up even in the midst of confusion. We are filled with a peace that surpasses all human understanding.
« The doors God opens before you today will no longer be closed. The voices that discouraged you will be silenced. And where you have been told no for years, God will let a heavenly, irreversible yes be heard. »
A sudden favor is coming, answers will emerge, bonds will be broken, cycles will be shattered. We will see the goodness of the LORD in the land of the living—not later, but today, in our daily lives.
The Final Anchor
The conclusion of this approach is a call to hope and the strengthening of the heart:
« Wait for the LORD; be strong and take heart and wait for the LORD. » (Psalm 27:14)
Our day will be blessed, not because it will be perfect, but because we will face it not in our own strength, but in the power of the Most High. God’s grace is sufficient for us. He is our light in the shadow, our order in the chaos, our fullness in the void.
We choose to move forward in faith, to speak with authority, to live with peace. What the enemy intended to use to make us fall will be transformed into a testimony of His glory: the curse into a blessing, the pain into growth, the closure into a passage.
May our day be a reflection of God’s active, living, and powerful love within us.
par onchop.co.uk | Oct 12, 2025 | Onchop24TV
The 13 Useless Expenses . You dream of becoming rich, of having a life where money is no longer a daily concern? You work hard, try to save, and yet, at the end of the month, your bank account reminds you of a sad reality: money slips through your fingers without you really understanding why.
This situation is like a leak in your house. At first, it’s just a barely visible drip. But day after day, that leak ends up filling whole buckets. That’s exactly what happens with your money. According to Robert Kiyosaki, author of the bestseller Rich Dad, Poor Dad, there are 13 completely useless expenses that literally undercut your wealth potential.
Expenses so banal you not even notice them, but stacked up, they cost you a real fortune.
Here is the list of these 13 financial traps and, most importantly, how to avoid them. Once you have identified them, you will never look at your expenses the same way.
1. Excessive Expenses: The Silent Saboteur
The first thing you must eliminate entirely from your life if you truly want to become rich is excessive expenses. It’s simple math: if you spend more than you earn, you will never become rich. That’s just the way it is.
Too many people sabotage their wealth without even realizing it, by showcasing a lifestyle they can’t afford. Living beneath your means may not always be glamorous, but being broke at 60 because you couldn’t resist spending in your youth is far less so.
Solution: Before each purchase, ask yourself this crucial question: “Does this purchase bring me closer to or farther from my financial goals?” Financial discipline is like a muscle: the more you train it, the stronger it becomes. Start by tracking every expense, however insignificant it may seem.
2. Impulse Purchases: The Financial Cancer
Ah, impulse purchases! This financial cancer eats away at your wealth potential. Those moments when you lose all control in front of a storefront or on Amazon, when your brain disconnects and your credit card takes over.
Every time you give in to an impulse purchase, you send a clear message: “I prefer immediate satisfaction over my future financial freedom.” Do the math: take all your impulse purchases from last month and imagine that money invested to yield an 8% return per year over 20 years. The result is staggering.
Solution: Impose a 48-hour rule on yourself. The next time you want to buy something on impulse, wait two days. In 90% of cases, the urge will have vanished. Marketers play on your emotions; don’t fall into the trap.
3. Unproductive Debts: Financial Suicide by a Thousand Cuts
Let’s talk about unproductive debts, or what some call financial suicide by a thousand cuts. The crucial distinction to understand is between a productive debt and an unproductive one.
A productive debt is when you borrow to buy something that will make you money (e.g. a rental property or training that doubles your salary). An unproductive debt is when you borrow to buy something that loses value (a new car, electronics).
Solution: List all your debts. For each, ask yourself: “Does this bring me money, or does it cost me money?” If it costs you without giving you a return, you have a problem. Use debts as a lever to build wealth, not as a shovel to dig your own financial grave.
4. Obsession With Luxury Brands: The Art of Trying to Appear Rich
Luxury brands! Let’s talk about those who ruin themselves to impress people they don’t even like. This is what we call being rich in appearance, poor in reality.
Truly wealthy people have nothing to prove. It is often those who don’t have money who feel obliged to wear head-to-toe luxury clothes and accessories. You pay €500 for shoes that cost €20 to manufacture just for a tiny logo.
Solution: Next time you want to buy a luxury item, take that money and invest it instead. In 10 years, you could probably buy ten of those items if you really wanted to. But by then, you’ll likely realize that real luxury is financial freedom.
5. “Cheap” Purchases of Poor Quality: The False Economy
You know what’s ironic? Those bargain hunters who buy the same crappy item three times because they’re trying to save money. Being stingy is not being smart.
When you buy low quality, you get low quality—and you’ll have to buy again and again. That’s a poor person’s mindset: looking at today’s price without considering tomorrow’s cost.
Solution: Calculate the cost per use. A jacket at €300 that lasts 6 years costs less per year than a €50 jacket you replace every year. Invest in quality for things you use regularly.
6. Technological Overconsumption: The “Early Adopter” Trap
Look in the mirror: you who queue for hours for the latest iPhone. You are exactly what manufacturers love: a technology sheep who confuses novelties with necessities.
The harsh truth: 90% of you don’t even use 20% of your devices’ capabilities. You go into debt to get the newest MacBook Pro with 32 GB of RAM … just to browse Facebook and watch Netflix.
Solution: Keep your phone and electronics until they are truly obsolete. Take the money saved and invest it. The only update you truly need is to your financial mindset.
7. Gambling: The Voluntary Tax on Stupidity
Gambling, or as some call it, the voluntary tax on stupidity. Do you really think you’ll get rich by scratching €5 tickets?
People love to talk about their winnings—but strangely, they forget to mention their losses. Let’s do a simple calculation: your €5 weekly scratch tickets amount to €260 per year. Over 20 years, with an average return of 8%, that is more than €12,000.
Solution: If you absolutely need that thrill, set yourself a “stupid money” budget—say €20 per month—to limit the damage. But investing that money in something with a real chance of return is far smarter.
8. Status Purchases: The Ego That Financially Kills You
Listen closely, because this is a painful reality: what truly kills your finances is your ego. That obsessive need to appear richer than you are.
People go into debt to drive a BMW while eating pasta mid-month. Real rich people, the real ones, don’t care about your opinion. While you ruin yourself to maintain a façade, they invest and grow their money.
Solution: Your car (loan, maintenance, insurance) should never cost more than 10% of your monthly income. If it does, you’re living beyond your means. True wealth is discreet; it doesn’t shout, it builds quietly.
9. Excessive Lifestyle Expenses: The Cancer Eating Your Finances
Let’s speak frankly about the cancer that eats away your finances: your excessive lifestyle. That habit of living as if you were already a millionaire while your bank account screams agony.
The latest gadgets, trendy restaurants every weekend, “Instagram-friendly” vacations … you feast on luxurious experiences as if tomorrow didn’t exist. Every euro wasted on these ephemeral pleasures is a euro that will never work for you.
Solution: Ask yourself before any lifestyle expense: “Will this expense still have value in 5 years? Am I buying this for myself or to impress others? Could this money be better invested elsewhere?” True freedom is not needing to buy to feel alive.
10. Bad Consumption Habits: The “Little Pleasures” That Ruin You
Let’s talk about these little toxic habits that keep you in financial mediocrity. These “little pleasures” that are, in reality, clamps on your wallet.
Let’s do the math: one pack of cigarettes a day (€300/month), Friday night bar outings (€200–300/month), daily Uber Eats and restaurants (€800–1000/month). That money literally goes up in smoke—destroying your health and your financial future.
Solution: Stop these habits. Replace these costly expenses with healthy, low-cost alternatives (sports, hobbies, batch cooking). Every euro you don’t spend on these poisons is a euro working for you.
11. Excessive Housing-Related Expenses: The Golden Prison
Let’s talk about what probably weighs down your finances the most: an oversized home. That fancy apartment that makes you work until the 25th of the month just to pay rent.
You live in a 75 m² place while you’re single or a couple, paying for a guest room used three times a year. That’s your definition of success? Real investors often start in modest housing so they have more money to invest.
Solution: Your housing should never exceed 25–30% of your net income (rent, mortgage, utilities, insurance). If you exceed that, you live above your means. Co-living, a smaller place, or a less prestigious neighborhood are solutions.
12. Expensive Leisure & Entertainment: The Addiction to “Fun”
Let’s talk about your addiction to “fun” that is ruining you. That habit of thinking happiness is measured by how many Instagram stories you post from your outings.
A restaurant Friday (150 €), nightclub Saturday (100 €), “instagrammable” brunch Sunday (50 €)… these small pleasures can easily cost you €800 to €1,000 per month. That’s equivalent to an investment that could earn you money.
Solution: Learn to differentiate authentic pleasure from consumerist pleasure. The most enriching activities are often free or cheap. Set yourself a reasonable entertainment budget (10% of your income) and stick to it.
13. Consumer Credit Debt: Your “Best” Friend
Let’s talk about your “best” friend: consumer credit. That marvelous invention that lets you buy today what you can’t really afford for 3 years.
“I can afford it because I can pay monthly installments.” Seriously? Paying €2,000 for an iPhone over 24 months with 15% interest is like buying a rope to hang yourself with financially. The interest makes you pay 20–30% more.
Solution: Stop all new consumer credit immediately. Aggressively repay your existing debts. The golden rule: if you can’t pay cash, you can’t afford it. The rich use credit to make money; the poor use it to appear rich.
Conclusion: Your Financial Future Is in Your Hands
We’ve reached the end of our list of 13 useless expenses that prevent you from becoming rich, according to the teachings of Robert Kiyosaki. Wealth is not only a matter of luck or talent, but also of choice and discipline.
By avoiding these useless expenses, you can free precious financial resources to invest in your future and create growth opportunities. Take time to review your spending habits, identify areas where you can make adjustments, and be disciplined in your quest for wealth.
Remember: every small saving counts and can accumulate to make a big difference over time. Your financial future is in your hands. So, will you continue complaining about your situation, or start making smart decisions with your money? The choice is yours.
par onchop.co.uk | Sep 29, 2025 | Onchop24TV
The Enigma of Eternal Youth . « You don’t look your age. » How many times have you heard this phrase? It might bring a smile, a touch of pride, or simply a shrug. But what if this seemingly trivial observation was more than just a compliment? What if it revealed a profound truth about your inner self, a message sent from your unconscious to the world?
Carl Jung, the titan of analytical psychology, taught us that our face is much more than a mere physical shell. It is a mirror, a reflection of our invisible wounds, our unsuspected strengths, and even the universal archetypes that inhabit our psyche. If you look younger than your age, it is no accident, but a sign, a manifestation of a rare energy that resides within you. Prepare to decode this fascinating mystery.
The Phenomenon of Contradictory Ages: A Matter of Energy
Imagine two individuals, both 55 years old. The first seems weighed down by the years, their gaze betraying a deep fatigue, each wrinkle telling a story of heaviness and sorrow. The second, of the same calendar age, emanates a vibrant energy, a magnetic glow, and a surprising freshness. How can such a disparity be explained?
For Jung, the answer would lie in our ability to navigate between the demands of the outer world and the living forces of our inner world. The first person may have allowed themselves to be overwhelmed by the weight of conventions, crushing responsibilities, and emotional wounds that never healed. Their tired soul manifests in an aged appearance. The second, on the other hand, has maintained an unshakeable connection to a source of inner vitality, a powerful archetype: the Puer Aeternus, the eternal child.
The Puer Aeternus: The Archetype of the Eternal Child
Carl Jung posited the existence of archetypes—universal images and patterns engraved in our collective unconscious, inherited from generation to generation. The Puer Aeternus (or Puella Aeterna for women) embodies the very essence of youth: vitality, insatiable curiosity, and the ability to marvel at the world as if each day were a new adventure.
When this archetypal energy is alive and balanced within you, it radiates. It shines through in your joyful attitude, your authentic smile, your dynamic way of moving, and yes, it is even reflected in your physical appearance. It is this inner strength that allows some people to defy the passage of time, to retain a youthful glow far beyond expectations.
Three Strengths Revealed by a Younger Appearance
If you are often complimented on your youthful appearance, it may be a sign of the predominance of three remarkable inner strengths, nurtured by the Puer Aeternus archetype:
1. Unwavering Inner Vitality
You categorically refuse to be crushed by the weight of years and experiences. Your energy is a flame that does not falter, a magnetic force that naturally attracts others. This vitality manifests not only physically but also mentally, allowing you to remain alert, dynamic, and engaged in life. You are one of those who continue to move forward, explore, and adapt, never feeling limited by their biological age.
2. Intact Childlike Curiosity
Despite the passing years, you retain an insatiable thirst for knowledge, learning, and discovery. The world remains for you an infinite playground, a constant source of wonder. This curiosity keeps your mind awake, nourishes your intellect, and pushes you to step out of your comfort zone. You never stop asking questions, exploring new ideas, or acquiring new skills, which keeps your mind young and agile.
3. Profound Inner Freedom
You are not a prisoner of the expectations or social conventions associated with your age. You dance to your own music, faithful to your authenticity and your deep values. This inner freedom allows you to live in harmony with yourself, without fearing external judgment. You are true, aligned, and this integrity radiates, creating an aura of youth that transcends superficialities and the most sophisticated anti-aging creams. It is the power of self-acceptance and healthy non-conformity.
The Shadow of the Puer Aeternus : When Youth Becomes a Refuge
However, Jung, always concerned with the balance of psychic forces, reminded us: « Where there is light, there is also shadow. » The Puer Aeternus archetype, beneficial as it may be, has a darker side.
Some people appear young, not out of authentic radiance, but because they desperately cling to youth, unconsciously refusing to grow up. They flee the responsibilities of adulthood, fear commitment, and avoid confronting the deep wounds of their past. This form of « eternal youth » is a flight forward, a refusal of maturity which, in the long run, can deprive them of stability, meaningful accomplishment, and true inner peace. They remain in a youthful bubble, cut off from the realities and challenges that forge wisdom.
Finding Balance: Innocence and Wisdom
Consider the example of two artists. The first, obsessed with the idea of staying young, spent his life fighting against time. At 70, his appearance was surprisingly youthful, but he was a prisoner of this futile quest, unable to find serenity. His work, though sometimes brilliant, lacked the depth that only the acceptance of age can confer.
The second artist, on the other hand, embraced his wrinkles, his gray hair, and the years. His body showed the marks of time, but his gaze sparkled with the same joy and curiosity as a child’s. He laughed heartily, created with passion, and inspired those around him by his mere presence. It was this harmonious marriage between childlike innocence and the profound wisdom acquired with age that made him an unforgettable being, whose art carried a universal resonance.
Jung would have asserted that this second artist had achieved perfect balance. He had integrated the Puer Aeternus into his adult personality, allowing the vitality and curiosity of the child to coexist with the maturity, responsibility, and depth of the adult. It is in this balance that true power, true beauty, and true youth reside.
True Youth: A Question of Soul, Not Skin
What this observation – « You don’t look your age » – reveals is that your soul possesses a unique energy. You have the rare ability to refuse to be defined or confined by the simple passage of time. You carry within you an inner light that transcends the conventions of age.
However, it is crucial to remember this fundamental Jungian truth: « What you deny submits you, what you accept transforms you. » If you deny your age, if you fight against aging out of fear or vanity, you will remain a prisoner of this futile quest. You will lock yourself in a gilded cage, disconnected from the wisdom and authenticity that each additional year can bring you.
But if you accept it, if you embrace your age with gratitude while continuing to cultivate that inner light, that childlike joy, and that thirst for life, then you will become truly free. This is where the secret to timeless radiance lies. You are not fleeing time; you are transcending it.
The next time someone tells you, « You don’t look your age, » don’t just take it as an ephemeral compliment. Receive it as a powerful reminder: your youth is no coincidence. It is the shining sign of your inner energy, your unwavering authenticity, and your deep connection to that eternal child dancing within you. Staying young, ultimately, is not a matter of years, but a matter of soul. It is the very essence of a rich, fulfilling, and deeply inspiring life. contact@onchop.co.uk
par onchop.co.uk | Sep 22, 2025 | Onchop24TV
Why do some people seem to build fortunes with ease, while others struggle to make ends meet, no matter how hard they work? The answer rarely lies in their education, intelligence, or initial opportunities. The real difference is found in their mindset.
In his revolutionary book, « Secrets of the Millionaire Mind, » T. Harv Eker explores this idea in depth. He identifies 17 fundamental distinctions in the way of thinking and acting that separate wealthy people from those living in scarcity. It’s important to clarify that the terms « rich » and « poor » are not value judgments, but descriptions of mindsets. A « poor » person can have a big heart, and a « rich » person can have humble beginnings. It’s all about your « financial blueprint, » the subconscious program that dictates your relationship with money.
This article dives into the heart of these 17 differences to offer you a clear roadmap to reprogram your own mind for abundance and financial success.
1. Compensation: Results vs. Time
The first ideological divide concerns how each group perceives their pay. People conditioned by poverty choose the apparent security of a time-based salary. They trade hours for money, a model that is inherently limited since a day only has 24 hours.
The rich, conversely, understand a brutal but liberating truth: the market doesn’t care about your effort, only results matter. A customer won’t buy a mediocre product just because you spent hundreds of hours on it. They buy the solution, the value, the result. The rich, therefore, get paid based on their performance, their sales, and the profits they generate. They believe in their ability to deliver exceptional value and demand to be compensated accordingly, thus creating unlimited income potential.
2. Vision: Thinking Big vs. Thinking Small
The goals you set for yourself determine the altitude you will reach. A poor mindset focuses on survival: « I hope I can pay my bills, » or « If only I could save a little this month. » These goals, while pragmatic, are sorely lacking in inspiration and put a ceiling on your ambitions. No one wakes up in the morning buzzing with excitement at the thought of simply « paying off debts. »
A rich mindset is expansive. The rich think big. They ask themselves, « How can I help millions of people? » They understand the fundamental definition of entrepreneurship: being a « problem solver » on a grand scale. The bigger the problem you solve, and the more people you help, the richer you will become—not just financially, but also in terms of impact and fulfillment.
3. Choice: « Both » vs. « Either/Or »
The poor operate from a scarcity mindset. They see the world as a pie with limited slices: if someone takes a big piece, there’s less for everyone else. This view forces them into restrictive choices: « Should I choose a successful career OR a fulfilling family life? », « Should I choose money OR happiness? ».
The rich live in a world of abundance. They see life as a huge buffet where there’s enough for everyone. Their question isn’t « either/or? » but « why not both?« . A flourishing career AND a happy family. Wealth AND happiness. They reject the idea that money is corrupting. In reality, money only amplifies who you already are. If you are generous, money will allow you to be more generous. If you are malicious, it will amplify that trait. Money doesn’t change you; it reveals you.
4. Perspective: Opportunities vs. Obstacles
When faced with a new idea, two mental filters are activated. The poor mind immediately scans for obstacles, risks, and reasons why « it won’t work. » Its decisions are dictated by the fear of failure. This constant focus on the negative becomes a self-fulfilling prophecy: by seeing only problems, you end up attracting only problems.
The rich mind, while aware of the risks, focuses primarily on opportunities. It sees the potential for growth, the reward, the possible success. This positive orientation doesn’t mean being naive, but rather being proactive. The rich know that challenges will arise, but they are confident in their ability to overcome them. It’s a universal law: what you focus on expands.
5. Association: Associating with Success vs. Keeping Negative Company
The saying is well-known: « If you want to fly with the eagles, don’t swim with the ducks. » Your environment and the people you associate with have a considerable influence on your mindset and your results. Unsuccessful people are often negative, cynical, and love to complain, inevitably dragging you down with them.
The rich actively seek the company of positive and successful people. They understand the power of modeling: to succeed, you just need to study those who have already succeeded and do what they do. If you don’t personally know any rich people, that’s not an excuse. Read their books, listen to their podcasts, watch their interviews. Make them your virtual mentors. Soak up their wisdom and mindset until they become your own.
6. Clarity: Wanting a Specific Outcome vs. Vague Desires
The main reason most people don’t get what they want is that they don’t know what they want. The poor say, « I want to be rich, » but this statement is as vague as telling a vendor, « I want a sandwich. » Which one? With what in it? The universe, like the vendor, cannot respond to a blurry request.
The rich, on the other hand, have absolute clarity about their desires. They define precisely what « being rich » means to them: the freedom to travel, the ability to provide for their family, the luxury of not looking at prices in a restaurant, the power to support causes they care about. Take the time to define with surgical precision the life you desire. A clear goal is the first step to achieving it.
7. Promotion: Selling with Pride vs. Resenting Sales
Many people have an aversion to selling and promotion, associating them with dishonesty or manipulation. This is a poor person’s mindset. If you sincerely believe in the value of what you offer—be it a product, a service, or your own skills—it is your duty to promote it. Not doing so is robbing others of a solution that could improve their lives.
The rich are excellent promoters. They are passionate about their value and have no shame in sharing it with the world. They understand that everything in life is a form of sales: convincing a friend to see a movie, motivating your children to study, or presenting yourself in a job interview. Learning to sell is learning to communicate your value effectively.
8. Control: « I Create My Life » vs. « Life Happens to Me »
This is perhaps the most important distinction. Poor people adopt a victim posture. They believe their life is the result of external circumstances. They complain about the government, the economy, their boss, and blame others for their misfortunes. They play the lottery, hoping that luck will come to their rescue.
The rich, on the contrary, are convinced they are in the driver’s seat. They firmly believe: « I create my own life. » They take full responsibility for their results, good or bad. When faced with an obstacle, they don’t complain; they look for a solution. The example of the two cousins with the same background but opposite destinies illustrates this perfectly: one uses his humble origins as an excuse to fail, the other as a motivation to succeed.
9. Financial Management: Mastering Money vs. Mismanaging It
The rich aren’t necessarily smarter than the poor, but they have radically different financial habits. The most fundamental skill is money management. Many people think, « I’ll start managing my money when I have more of it. » That’s like saying, « I’ll start exercising once I’ve lost 20 pounds. » The order is reversed.
You must first prove to the universe (and to yourself) that you can handle what you have before you will receive more. The author recommends a simple system of 5 accounts (investment, play, education, giving, expenses) to develop the « money management muscle, » even with small amounts. Mastering money is a learnable skill.
10. Facing Problems: Being Bigger Than Your Problems
The secret to success is not to avoid problems, because they are inevitable. The secret is to grow yourself so that you are bigger than any problem. The size of a problem is relative; what matters is your own size. A problem that seems like a mountain to one person may be just a molehill to another.
The poor are smaller than their problems and get overwhelmed. The rich focus on their own personal growth. They know that the more responsibility and challenges they can handle, the bigger their business and their wealth can grow. A problem is just a neutral situation; it’s your reaction that makes it an obstacle or an opportunity to grow.
11. Receiving: Being an Excellent Receiver vs. a Poor One
Many people are « poor receivers. » Conditioned since childhood by criticism, they feel unworthy of receiving compliments, gifts, or money. If someone tells them, « You look great today, » they reply, « Oh no, I’m tired. » They thus block the flow of abundance into their lives.
The rich are excellent receivers. They accept compliments with a simple « thank you. » They are open and grateful for everything they receive, whether it’s a large sum of money or a single coin found on the street. By opening yourself up to receive, you send a message to the universe that you are ready for more abundance.
12. Intention: Playing to Win vs. Playing Not to Lose
The intention behind your financial actions is paramount. The poor play the money game on defense. Their main goal is survival and security. They just want « enough to pay the bills. » Consequently, that’s exactly what they get: just enough, and not a penny more.
The rich play to win. Their goal is wealth, abundance, and freedom. They aim for the stars, knowing that at worst, they’ll hit the moon. If your goal is to be merely « comfortable, » you will likely never achieve wealth. But if your goal is to be rich, you will most certainly end up being extremely comfortable.
13. Strategy: Making Money Work for You vs. Working Hard for Money
For the poor, the pattern is simple and endless: work hard for money. For the rich, working hard is a temporary phase. Their goal is to have their money then work as hard for them as they worked for it. The ultimate goal is financial freedom.
Financial freedom is achieved when your passive income (money that comes in without you having to actively work) exceeds your expenses. It’s easier to achieve financial freedom (the 10-rung ladder) than to become immensely wealthy (the 1000-rung ladder). Focus first on creating passive income streams (real estate, investments, automated businesses) to free yourself from the need to work.
14. Financial Focus: Net Worth vs. Working Income
When people talk about money, they ask, « How much do you make? » That’s a poor person’s question. The true measure of wealth is not income, but net worth. Net worth is the value of everything you own (assets) minus everything you owe (liabilities).
Your salary can be high, but if your expenses are also high and you don’t accumulate assets, you are not wealthy. The rich understand this and focus on constantly increasing their net worth by acquiring assets that appreciate in value (stocks, real estate, businesses). Track your net worth, because what gets measured gets managed.
15. Action: Acting in Spite of Fear vs. Letting Fear Stop You
The formula for manifestation is simple: thoughts lead to feelings, feelings lead to actions, and actions lead to results. Action is the bridge between your inner world (your dreams of wealth) and your outer world (actual wealth). You can read all the books in the world, but without action, nothing will change.
What stops us from taking action? Fear. The poor are paralyzed by fear and discomfort. The rich feel fear just like everyone else, but they act anyway. They know that the comfort zone is a beautiful place, but nothing ever grows there. True growth and success are always found outside of that zone. Your mind is designed to protect you by creating worst-case scenarios. Learn to manage it and act despite the discomfort.
16. Learning: Constantly Learning and Growing vs. Thinking They Know It All
The three most dangerous words in the language are: « I know that. » This phrase is the hallmark of a poor mindset. If you are not as rich and happy as you want to be, then there are things you don’t yet know or are not applying. Knowledge is not information; it is a lived experience.
The rich are lifelong learners. They understand that to change their results, they must first change themselves. They read, attend seminars, and hire coaches. They are humble and know that the world of finance and business is constantly evolving. If you keep doing what you’ve always done, you’ll keep getting what you’ve always gotten.
17. Attitude Towards Success: Admiring the Rich vs. Resenting Them
The attitude of the poor towards the success of others is often tinged with resentment, jealousy, and envy. They see a rich person and immediately think, « He must have been dishonest, » or « He got lucky. » This negativity is self-destructive. How can you become something you despise?
The rich admire other rich and successful people. They see them as a source of inspiration and learning. They say to themselves, « If they can do it, I can do it too. » They bless and celebrate the success of others, thereby creating a positive vibration that attracts success into their own lives.
Conclusion: Become the Architect of Your Wealth
Becoming rich is not a matter of luck or circumstance. It is the direct result of your mental programming. By understanding and consciously adopting these 17 millionaire mindsets, you can move from the passenger seat to the driver’s seat of your financial life.
Don’t feel overwhelmed. Choose just one of these differences this week and focus on applying it in your daily life. Change doesn’t happen overnight, but every conscious step in the right direction brings you closer to the freedom and abundance you deserve. contact@onchop.co.uk
